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Perform a variety of duties in the mortgage department including processing applications and preparing closing packages

• Process mortgage application
• Input mortgage application into MortgageWare
• Maintain mortgage file and monitor for appropriate documentation
• Order appraisal report
• Send approval request to PMI company, if necessary
• Process, close and fund Fannie Mae loans through Desktop Underwriter
• Send loan to Loan Operations for booking
• Prepare mortgage closing packages
• Schedule closing date with attorney
• Complete closing checklist
• Input all information on MortgageWare as necessary for closing documents
• Review HUD Settlement Statement for accuracy
• Send closing package to attorney
• Review and prepare post-closing package for booking
• Review documents in post-closing package
• Prepare booking sheet
• Update HMDA Lar with new loans
• Report HMDA annually and update system as necessary
• Update yields on MortgageWare Treasury Yield and HOEPA Data
• Generate reports as necessary
• Perform additional duties as requested
• Monitor and/or ensure compliance with Federal and State laws and regulations; including but not limited to the Bank Secrecy Act and Anti-Money Laundering, in addition to, Bank operation policies and procedures

The qualified candidate will have at least three years of experience in mortgage origination and closing at a bank or at least five years of mortgage origination and closing at another financial institution.  A high school diploma is also required.  Attention to detail, follow-through, and excellent customer service skills are required.  This person must also be able to meet deadlines and multi-task.  In addition, candidates must be adept with computer programs including Microsoft Word and Excel and willing to learn, maneuver, and update new programs.  Experience with the secondary market is a plus.

Century Bank is an equal opportunity employer.